Appel Life Settlements
WE MAKE SELLING YOUR LIFE INSURANCE POLICY EASY SO YOU CAN
HELP FUND A BETTER RETIREMENT
WHAT IS A LIFE SETTLEMENT?
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WHAT PEOPLE SAY
Rest in peace my good friend
- Saul Appel
OUR FIRM
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I have been in the Financial Service Industry for over 40 years in many capacities. My career has been interesting and challenging.
There have been so many changes and technological advances over this time frame: new products, new methods of distribution, new competition, new management.
We represent all Major Buyers of Life Settlements for your unwanted too expensive Life Insurance plan.
What I learned is that to succeed and remain in one industry for so long one must continue learning and must adapt to the changing environment,
One must embrace new ideas, new technology, new products new challenges and remain up to date though education, and take advantage of ones’ experience.
As a result, of this philosophy I realize the need to expand and Incorporate.
I also recognize that as our population ages and lives longer then expectations the Life Insurance Plans they bought 20 years ago may be a burden to maintain through retirement. Also the needs of their beneficiary, usually their children, need cash now for the grandchildren's education, for buying a home or even for a divorce.
There are methods of obtaining funds from the death benefit of these policies without dying and freeing up the premium payments. If you or your parent is over 70 let us determine if the policy qualifies for this unique program in Life Settlements.
We also work with Life Insurance Professionals, CPA’s, and Estate Planning Law Firms to help their clients obtain cash for their unwanted Life Insurance Programs.
With change there are opportunities, advances, and new methods of helping our clients secure their future.
DR. ROBERT SCHIFFMAN
"When I need advice, Appel Financial Inc. was there to guide me through every step of the decision-making process. I have been with his firm for over 25 years now and he has never disappointed me. Saul Appel provided cash for my policy and my mother's policy, both of which we would have dropped if not for his services."
RICHARD STEDERSTROM
“I’ve worked with Saul Appel, CLU ChFC several times over a 30 year period. I now can definitely say I’ve never collaborated with someone more professional.”
CHRIS CUMMINGS
"I've been doing business with the principal of Appel Financial Inc. for about 17 years. I purchased a term policy with no values back then to protect me family..Instead of dropping this Life Plan his firm was able to sell it as a Life Settlement for Cash for five figures more than I ever paid for the coverage."
Rest in peace my good friend
Saul Appel
SERVICES
LIFE SETTLEMENTS
If you are 70 or older, or younger with major health issues, you may be able to obtain CASH for your too expensive unwanted Life Insurance Insurance Plan. Let us evaluate the true value of your plan without obligation
LIFE INSURANCE PROFESSIONALS, CPA'S & ESTATE PLANNING FIRMS
We work with professionals in the finance industry to help their clients obtain cash value for their unwanted or too expensive life insurance policy. If you're interested in becoming a Referring Agent learn more on our Become a Referring Agent Page.
WORKING WITH CHARITIES
We provide charities with multiple services on their donated life insurance programs.
We can provide your charity with cash now instead of waiting for the insured to pass away. Please look at our Charitable Life Settlements Page for more Details.